Obama is once again barnstorming the country to once again sell Obamacare to the American people. He has some familiar memes to his speeches, but the one he used in a speech Thursday is that it would lower the monthly premiums. To quote Obama –
“…it turns out you’re going to save a hundred, two hundred, three hundred dollars a month on your insurance…”
This is the lowering of costs that he and all liberals have been touting since the beginning of this entire health care debacle back in 2010. “We’re going to lower costs.” But the problem they do not mention is that they are only talking about premiums.
(A quick common sense check here – The only thing you pay for with any kind of insurance on a monthly basis are premiums. It does not matter the type or who the provider is.)
What they will never talk about is that the devil is in the details. How much is it going to cost you when you are actually sick? How much is it going to cost you when you have to see a doctor? What about a specialist? None of them will ever talk about that.
However, to educate liberals about the lunacy of universal healthcare from a slightly different perspective, I did some research about the universal healthcare systems already in place in Europe. The reason is that the standard argument from liberals is that the U.S. is the only industrialized country that does not offer universal healthcare to its citizens.
(Besides the fact that the liberal argument has devolved into a “The other kids are doing it” mantra, it is also devoid of any connection to reality.)
I engaged one liberal in an online conversation who said that the insurance companies were making billions of dollars, so he believed that the money was indeed there. He just thought it would be better if the government was spending the money.
To boil that argument down, the government spending billions, with zero financial management and zero need for profitability, is better than private companies making billions in providing healthcare to the people.
So, in Britain, where they have universal healthcare administered by the government, they are currently on the brink of a financial crisis in their healthcare system that they have had since WWII. How bad is it? They are sending their doctors to work in India to make money for the system and bringing Indian doctors to the UK to perform operations and such – because they cost less.
And this is better for the people???
Since projections about government spending are always less than the actuals, the British healthcare system is projected to have a $300 billion dollar deficit by 2020 (if accounting for the difference in the size of their economy with the U.S.)
Where are they going to get the money from? It couldn’t be that bad in other countries, could it?
AARP, an early Obamacare supporter, conducted a study of European healthcare systems (including Britain), which they also found to be woefully underfunded and on the verge of a financial crisis. Something of note is that they highlighted the fact that the British system limits people’s healthcare options. (In other words, I hope you don’t have to see a specialist.)
AARP found the French system plagued by chronic operating deficiencies mostly due to the waste and abuse of the system. (Isn’t that the problem Obama cited within Medicare as a reason for implementing Obamacare?)
One country AARP highlighted in their study was the Netherlands. Why? They implemented significant changes to their system to reintroduce competition as a means of controlling costs. They recognized that the government could not continue to finance the system. (Isn’t that something Obamacare was supposed to do – control costs?)
Even Germany, which has had universal healthcare the longest, is trying to find ways to increase the source of funding, including raising income taxes and passing the costs back to the patient.
Last, but not least, from the World Health Organization –
The common economic problem they have identified in the countries with universal healthcare is that “health system revenue is insufficient to meet health system obligations.” They also described the commonly-held attitude becoming more prevalent in these countries with universal healthcare that “if health spending sufficiently threatens other valued areas of economic activity, health spending may come to be seen as economically unsustainable.”
This is obvious since these countries are all having vigorous debates over how to control costs — including reintroducing competition and/or passing the costs back to the patient.
The report states that the common fiscal solutions to maintain universal healthcare are –
“…(1) increase public revenue to the point at which health system obligations can be met…”
That is what is happening in Germany and France.
“…(2) lessen those obligations to the point at which they can be met from existing (or projected) revenue…”
This is what is happening in Britain.
“…(3) improve the capacity of the health system to convert resources into value…”
This is the bogus nonsense that liberals in this country want to claim that the government can do better than the private sector – be efficient. Governments are the most inefficient entities within any country on the planet. The fact these European countries cannot control costs proves that the U.S. would not be able to control costs. The fact that there are European countries trying to convert their healthcare systems into what we had prior to Obama should be a major red flag.
But the lies continue — it can be done. Obama said so.
Remember, the devil is in the details. Obama is selling lower costs in regards to the premiums. If you check out the plans on the website, your out of pocket costs will be anywhere from 40-60% of the total costs per visit or need depending on the plan you buy.
Save $1200 on your premiums, spend $6000 when you actually need a doctor. Do you really save money?
Photo credit: terrellaftermath
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