During an online search for re-financing my car loan, I visited several websites to determine which bank would offer me the best possible option. Few of the banks offered the choice to complete an online application for re-financing, and I selected the one that was best for my situation. The online application required answers to a number of questions to complete the process. Listed below are the top ten mandatory questions all applicants need to answer to get a loan from the bank:
1. Loan type
2. Current monthly payment
3. Payoff amount
4. Current loan remaining term
5. New loan requested term
6. Gross income
7. Other income
8. Name of employer
9. Time at current employer
10. Employment status
As I answered the questions, it made me think more about the state of our nation’s current financial crisis than re-financing my car. For example, if I must answer, at the minimum, the above ten questions to get a loan processed by the bank for a car re-finance, should not We the People ask our government the same questions about the money they keep demanding from us to pay off the national debt? Some will argue that we have asked the questions. Perhaps we have, but we have yet to receive straight answers to our questions. The banks get to judge our creditworthiness before giving out loans; should not We the People also judge the government’s creditworthiness to see if it is worthy of receiving our hard-earned money? In the same spirit as the banks, perhaps Obama can answer a few questions that require straight answers. I shall be somewhat more generous than the banks here and ask him to answer only five mandatory questions for all Americans instead of the required ten by the banks:
1. How much money exactly does he want to spend?
2. How long exactly does he want to spend the said amount?
3. What will the money be spent on?
4. How long exactly will it take to pay off our national debt?
5. Where exactly will the government cut spending to eliminate or at least reduce the national debt drastically?
Again, these are legitimate questions that deserve honest answers. If Americans must cinch in their purse strings and make cuts, so should the government. If Americans have to hold off on getting boots for Junior, glasses for Grandma, and braces for Sunshine, then so too should the government hold off on pay raises, million dollar vacations, and thousand dollar plates of food at black-tie gala events. If the banks demand answers before handing out loans, so too should the government created by We the People for We the People answer to We the People about how it plans to spend our money.
We the People are sick of the political ploys exercised by the pathetic lot running Washington. We the People ask, nay, We the People demand answers to these questions and expect straight answers. We the People say “enough” with vague assurances and political battles over makeshift problems. We the People say “enough” with the drama over meaningless and mundane topics. We the People say “enough” with lies and cover-ups. We the People say “enough” with pussyfooting around real issues. We the People say “enough” with destroying our Republic.
In the 2012 election, Obama’s campaign placed a great deal of blame on Mitt Romney for not providing a clear plan to help America. Even when Romney specifically stated his plan, Obama complained that Romney’s plan was vague at best. So, I ask Obama now: what Sir is your plan to help the country? So far, Obama’s plan remains more unclear than Romney’s plan to eradicate the national debt. Perhaps, Obama could begin with answering the five simple questions listed above; and maybe, just maybe, we might be able to move “forward” – unless of course solving the national debt problem was never the plan to begin with.
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Not only are we a nation of laws, but, we are also a nation of taxes. Our government survived on just import duties before the federal income tax. As each year passed new laws were passed in order to implement new taxes until we have reached the point we at today.
The sense of entitlement is prevalent in Washington, spend and tax without regards to where this money is coming from. Politicians call my social security an entitlement as if I where a burned like some welfare client, i like every working American, pays into this program and in the end expects to benefit from this. Is it my fault creative financing was done to deplete this our their generosity has given money to people who never contributed a dime into the program.
I agree with the five points, but who is going to be responsible to ask these questions and then have the power to made government heed this? The people you say, we reelected a person who we don’t even know is a citizen of this nation, is a socialist and has an open disdain for our constitution. We the people are preoccupied with more important things like the football game, stupid reality shows and tabloid news and gossip.
We give money away like we have an endless pit of it, the largest amounts end up in other countries, many that openly say they hate us and our way of life. Politicians keep getting elected on promises that never materialize, they orate a great speech but once the election is over, people seem to forget what was promised and never hold accountable their candidate, instead they elect them over and over. It has become not of important issues anymore, but, how much outrage will the American public tolerate.
But, back to the taxes, how many time do we hear that taxes need to be increased in order to cover costs. But it seems like the keep on increasing and creating new costs. When will they stop.
Folks it is time to forget that we are a Nation of Laws etc.. We are enslaved to “The Big, Bad, Behemoth, Bloated, Bankrupt Gimme-mint” as we can observe they do not follow our Laws, Constitution or Bill of Rights.
The government is make of people who the citizens elected in some cases to office.
By the people for the people do not allow you to blame others.
Start educating the people and they may get it right, as governments do not solve problems people do.
Really, It looks to me like ” Government by the Government for the Government ONLY, I know we elect this silly people and we get what we elect, most have questionable past.
The people in Washington only care about the people as cash cows. They don`t care a damn about what is right only that the people sit down and shut up and keep sending in their taxes so they can live the good life as dukes and counts and barons and don`t forget about the King and his Cow. The King say`s I`m the second coming so sheeple keep sending your hard earned money to me. I need another Bison burger.
What I dont understand and never will probably, is why, when we are so very heavily in debt, do we give $billions$ to countries who don’t even like us and certainly can’t pay it back. Take Egypt as an example…… Sixteen F-16s and 200 Abrams tanks are to be given to the Egyptian government before the end of the year under a foreign aid deal.
If you were rich, and your next door neighbor really hated YOU and hated your Jewish friends, but was asking you to give them 16 fighter jets, and 200 tanks, and you, knowing they weren’t going to pay you back yet STILL hated your Jewish Friends… why on God’s Green Earth would you wanna give them anything at all, especially when you’re heavily in debt yourself and can’t possibly be clear of it in 35 years while making our own citizens do without to give to them! These countries dont like us….. they just want our money!