CRAIG R. SMITH Founder and Chairman of Swiss America Trading Corporation and is a frequent guest on FOX NEWS, CNBC, and other business media. Mr. Smith’s free market economic worldview offers audiences a breath of fresh air amid today’s failed ‘big government’ approach. Latest book: Don’t Bank On It! The Unsafe World of 21st Century Banking. LOWELL PONTE A former think tank futurist and retired Roving Editor at Reader’s Digest Magazine. He is currently a columnist at Newsmax.com. Lowell’s articles have appeared in The Wall Street Journal, The New York Times, and other publications.